The age of passwords is over. That’s the claim made in this month’s “Wired” magazine. Most of us trust that a string of letters, numbers and characters is enough to protect our bank accounts, email and credit cards. But hackers are breaking into computer systems and hosts of user names and passwords on the Web with increasing regularity. And because so much of our personal information is stored in the cloud, hackers can trick customer service agents into resetting passwords. Some Internet companies say the trade-offs — convenience and privacy –- are necessary to protect our data. Privacy advocates say that price is too high. Diane and her guests discuss the illusion of online security and whether you can make your accounts harder to crack.